Review Your Credit Report

Now that you have the credit reports in hand, review them very carefully. Each agency follows their own unique format, but they provide the information which will help you decode your credit report. You can find additional decoding information here. Specifically, for more information on decoding credit reports, see these links:

• Equifax Credit Reports [from TenantScreening.com]
  • Sample Credit Report
  • Key to the Credit Report
  • BEACON Scoring Factors
• Experian Credit Reports [from TenantScreening.com]
  • Sample Credit Report
  • Key to the Credit Report
  • TRW National Risk Model Score Factor Codes
• Trans Union Credit Reports [from TenantScreening.com]
  • Sample Credit Report
  • Key to the Credit Report
  • EMPIRICA Scoring Factors
  • Credit Report Codes
  • HAWK Messages
  • TRANS-ALERT Messages